21 Oct
WorkAssist
Secunderabad
Job Type: Full Time
Role: Experienced
Min CTC: 6 LPA
Max CTC: 13 LPA
Experience: 2 to 10 Yr
Locality: Hyderabad
Eligibility: Graduate
Category: BFSI
Note: This is a requirement for one of the Workassist Hiring Partner
Job Summary:
Responsible for diligent credit underwriting of proposals of NBFCs / FIGs as per bank policy, maintaining quality portfolio by efficient processing of all credit proposals & post disbursement credit control. Ensuring timelines in credit appraisal as per policy of the Bank. Close and effective coordination with other departments.
Key Responsibilities:
- Conducting CIBIL and other checks and internal dedupe as per process.
- Analyzing proposals received from business/sales team and raising and resolving queries as appropriate.
- Conducting pre-appraisal senior management meetings and branch visit.
- Preparation of credit appraisal memo for term loans to NBFCs / FIGs covering various key aspects of Management, Financial, Operational, Portfolio reviews and PAR, Cashflows analysis, Dedupe, etc. within acceptable TAT delivery.
- Recommend appropriate loan amount and present the loan proposal to the credit committee.
- Preparation of draft sanction letter covering all key conditions stipulated.
- Conduct loan utilization checks and monitoring visits at periodic frequency.
- Follow-up with delinquent clients including assessing ongoing early warning signals of existing clients.
- Any other work assigned from time to time.
Company Description
Workassist is an online recruitment and employment solution providing a platform in India. We connect job seekers with relevant profiles and employers with relevant jobs across different industries and experience levels. With a focus on e-recruitment technology,
we quickly adapt to the new normal and assist job seekers and employers worldwide. We work with many recruiters in sectors such as Banking & Finance, Consulting, Sales & Marketing, HR, IT, Operations, and Legal to recruit great emerging talents.
For a seamless job search experience, visit https://bit.ly/3QBfBU2.
(Note: There are many more opportunities apart from this on the portal. Depending on the skills, you can apply for them as well).
So, if you are ready for a new challenge, a great work environment, and an opportunity to take your career to the next level, don't hesitate to apply today. We are waiting for you!
▶️ Senior Credit Risk Analyst
🖊️ WorkAssist
📍 Secunderabad