26 Oct
Kotak Mahindra Bank
Surat
Description
Department Agri Business Group (Agri SME – Working Capital Loans)
Job Title Relationship Manager - Grade – M3 / M4 (Manager / Sr. Manager) – Portfolio Management
Reporting to Area Sales Manager (ASM)
Location
Job Profile
Job Role
- Candidate should be self-motivated & strong relationship management skills. Requires decent communication skill, understanding of local language will be an advantage.
- To manage and grow existing portfolio of customers in Agri, Food processing & MSME Industries by offering loan products in line with customer requirements of Working capital (fund based/non-fund based) & Term Loan facilities
- Build a strong & robust customer base to increase both assets and liabilities,
earn revenue by providing them high standards of service on an ongoing basis.
- Deepening relationship with existing customers through Cross sell liability & other third party products.
- Continuous monitoring of the accounts to ensure business is a per budgets
- Regular monitoring of accounts to ensure there are no delinquencies, portfolio hygiene, post disbursement deferrals closure in time, security perfection
- To engage with Credit & risk function, legal & technical teams, RCAD & GR team for customer requirements.
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CA / Graduate / Post Graduate Diploma / Post Graduate in Banking and Finance / Fresher CAs and MBAs can also apply
- People from different industries, such as from Agri Input Industries / Accounting firms / insurance companies / rating agencies / NBFCs / MFI Industries / Branch banking background can also apply.
- Strong oral and written Communication
- Relationship Management Skill
P Job Role
Job Role
Job Requirements