Credit Processing Associate (Credit Underwriter/ Back office/ Desk job)

Credit Processing Associate (Credit Underwriter/ Back office/ Desk job)

14 Oct
|
LiquiLoans
|
Mumbai

14 Oct

LiquiLoans

Mumbai

About NDX P2P Private Limited (LiquiLoans)

Our organization is an early stage well-capitalized NBFC-P2P with a vision to build an easy to use financial platform serving millions of customers in India. Our goal is to allow borrowers to get loans at interest rates cheaper than a bank and enable every lender to give loans to creditworthy individuals in a safe and legal manner. We intend to build a dynamic, completely tech enabled, loan exchange platform where individuals can lend money to other individuals within minutes. We plan to integrate the new age data driven lending strategies and come up with an end to end, easy to use, online spread of financial products and services. Ours would be a one stop destination for all our users,





from providing credit facilities to offering investment opportunities. We aspire to develop India’s one of a kind, highly liquid interface where an individual can invest, render and take exposure against existing credit employed within minutes!



Role: Credit Processing Associate

the credit processing associate will have the following responsibilities:



- Handle the loan application process, which includes TVR (telephone verification), analysis of KYC, checking the documents, coordination with different teams, and preparation of summaries and reports of loan requests and submission of same to loan committees for approval

- Conduct TVR and make an assessment of the customer and resolve outstanding questions related to the transaction

- Prepare reports that explaining the degree of risk involved in extending credit or lending money and strategizing ways to mitigate the risks

- Maintain portfolio of customers, monitor repayment progress and lead collections initiatives for delinquent accounts

- Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity

- Ensure that all credit files are complete, identify any documentation deficiencies, and report to credit association and other representatives as needed for timely resolution

- Interaction with the in-house credit team and accounts team to provide solutions to clients in coordinated and timely manner



Founding Team

1. Achal Mittal (https://www.linkedin.com/in/achal-mittal-8a95993a/): NMIMS Alum, Ex ICICI and HSBC and co-founded Rentomojo

2. Gautam Adukia (https://www.linkedin.com/in/gautam-adukia-415a0650/): IIM Alum, Ex IIFL

Funding: Raised Series a funding from Matrix Partners



Skill Set:

Education Qualification: Graduation in Accounting, finance, commerce or other related fields, Great attention to detail, Self-Motivated and Problem solver.



B.com Freshers also can apply



Job Type: Full-time



Salary: ₹14,000.00 - ₹16,000.00 per month



Schedule:



- Day shift



Experience:



- Accounting: 1 year (Preferred)



Work Remotely:



- No